We all have considered getting a mobile phone insurance at one point or the other. Having bought a very costly phone and then seeing it fall down and shatter have broken most of our hearts. There are also chances of theft or some other damage after which a repair or replacement is going to burn a hole in your pocket. This is where the mobile phone insurance providers come into play. Having a mobile phone insurance allows you to be relaxed and use your phone without the worry of damaging it simply because you got it covered.
Here, we are going to state some of the best mobile insurance providers in India right now.
New India Assurance Company
Nokia has joined hands with New India Assurance Company to provide a scheme for Nokia users with a premium of just Rs. 50. Even though the premium is so less them insurance company provides coverage for loss, fire, Fortuitous circumstances, Theft, malfunctioning, riot, strike, malicious damage and terrorist activities.
There is a big list of situations that the company would exclude and not offer compensation for the loss. These include Mysterious disappearance, Theft from unattended vehicles, except fully enclosed car that is securely locked, Theft, loss or damage during the hire or loan to a third party, Overloading, and experimentation involving the imposition of any abnormal conditions and a few others.
The compensation offered: The insurance cover provides compensation equivalent to the cost of replacement of the instrument by a new instrument of the same specification and same capacity, including all taxes and duties.
SYSKA Gadget Secure
This private company provides coverage for multiple issues like theft, damage, fire and water or moisture. They have multiple schemes for users according to the price range of the phone.
The Gadget Secure features Anti-virus protection, tracking and blocking of stolen phone, and there are apps for games, movies, live TV streaming and more.
The plans are mentioned below.
- Rs. 799 for Rs. 4000 to Rs. 10000
- Rs. 1199 for Rs. 10001 to Rs. 15000
- Rs. 1799 for Rs. 15001 to Rs. 20000
- Rs. 2399 for Rs. 20001 to Rs. 110000
- Rs. 2999 for Rs. 10000 to Rs. 120000 (only iOS devices)
On Site Secure
This is a Mumbai-based private company that had launched in 2010. This company also provides coverage for all issues and have various plans as mentioned below:
- Rs. 1 to Rs. 7000, the plan costs Rs. 599
- Rs. 7001 to Rs. 13000, the plan costs Rs. 799
- Rs. 13001 to Rs. 20000, the plan costs Rs. 1099
- Rs. 20001 to Rs. 30000, the plan costs Rs. 1799
- Rs. 40001 to Rs. 50000, the plan costs Rs. 2799
- Rs. 50001 to Rs. 70000, the plan costs Rs. 3499
- Rs. 70001 to Rs. 100000, the plan costs Rs. 4899
Gadget Cops
Gadget Cops is one of the very first insurance providers in India that started providing services for mobile phone users. It covers all kinds of damages for a period of up to 2 years. The service is also said to offer free pickup and drop of your device.
Times Global Insurance
Times Global is one of India’s largest insurance providers for mobile phones. The insurance plans are provided in a one, two or three-year basis as follows.
For 12 months
- Plan of Rs. 2460 for Rs. 3001 to Rs. 15000
- Plan of Rs. 2880 for Rs. 15001 to Rs. 25000
- Plan of Rs. 3720 for Rs. 25001 to Rs. 80000
For 24 months
- Plan of Rs. 3720 for Rs. 3001 to Rs. 15000
- Plan of Rs. 4320 for Rs. 15001 to Rs. 25000
- Plan of Rs. 5880 for Rs. 25001 to Rs. 80000
For 36 months
Plan of Rs. 4500 for Rs. 3001 to Rs. 15000
Plan of Rs. 5580 for Rs. 15001 to Rs. 25000
Plan of Rs. 6840 for Rs. 25001 to Rs. 80000
Insure your phone today itself if you use a costly phone and want to make sure you do not have to pay any more money on your phone in the near future.
